Ranking · North & Central NJ · Updated Nov 2026

Lowest average residential tax bills in North & Central NJ

The average residential tax bill is the total levy on residential property divided by the number of residential line items. It reflects both the tax rate and home values.

#1Bedminster$5,806 · Somerset
#2New Brunswick$7,101 · Middlesex
#3Helmetta$7,441 · Middlesex
Median of 258 towns$11,733Avg tax bill (2025)
#TownCountyAvg tax bill (2025)Effective tax rateTypical home value
1BedminsterSomerset$5,8061.249%n/a
2New BrunswickMiddlesex$7,1012.092%$439K
3HelmettaMiddlesex$7,4412.054%$428K
4KeansburgMonmouth$7,4782.429%$392K
5RiverdaleMorris$7,5391.767%$485K
6NewarkEssex$7,6411.845%$480K
7SecaucusHudson$7,6651.549%$658K
8South RiverMiddlesex$7,8241.797%$532K
9Perth AmboyMiddlesex$7,9362.296%$493K
10Mine HillMorris$7,9491.902%$497K
11East RutherfordBergen$8,1821.586%$644K
12CarteretMiddlesex$8,1961.760%$560K
13ManvilleSomerset$8,2732.140%$476K
14DoverMorris$8,4112.379%$511K
15Tinton FallsMonmouth$8,4561.423%$653K
16East NewarkHudson$8,5561.620%n/a
17West New YorkHudson$8,5931.771%$448K
18JamesburgMiddlesex$8,7442.631%$456K
19HanoverMorris$8,8041.541%n/a
20FreeholdMonmouth$8,8422.141%n/a
21South AmboyMiddlesex$8,8592.056%$522K
22North BergenHudson$8,9361.661%$574K
23HighlandsMonmouth$8,9851.935%$619K
24Neptune CityMonmouth$9,0201.868%n/a
25AberdeenMonmouth$9,0271.949%n/a

Source: NJ Division of Taxation, 2025 General Tax Rates and 2025 Average Residential Statistics; Zillow Home Value Index (ZHVI), Sept. 30, 2026. Municipalities with at least 2,000 residents in Bergen, Passaic, Essex, Hudson, Morris, Union, Middlesex, Somerset and Monmouth counties. Click a column to sort.

How to use this ranking

One number never picks a town. Use this list to build a shortlist, then open each town guide for taxes, values, commute and housing stock side by side, or put up to three in the comparison tool.

Questions, answered

Which NJ town ranks #1 for lowest average residential tax bills?

Bedminster (Somerset County), at $5,806, among 258 municipalities with at least 2,000 residents. Source: NJ Division of Taxation, 2025 General Tax Rates and 2025 Average Residential Statistics.

Where does this data come from?

NJ Division of Taxation, 2025 General Tax Rates and 2025 Average Residential Statistics. Rankings cover municipalities in Bergen, Passaic, Essex, Hudson, Morris, Union, Middlesex, Somerset and Monmouth counties with at least 2,000 residents.

Is this a list of the best places to live?

It ranks one measurable factor. For a combined view, try the best places to live scorecard, where you set the weights.

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