NJ real estate tools that use real NJ numbers.
Every calculator here knows New Jersey: town-by-town effective tax rates, the state Realty Transfer Fee schedule, the 2025 Graduated Percent Fee and the 1.5× security deposit cap.
Mortgage & affordability calculator
Estimate your monthly NJ mortgage payment with the real effective property tax rate for your town, insurance, PMI and HOA, and see what price your income supports.
NJ buyer closing cost calculator
Estimate New Jersey buyer closing costs: lender fees, title, attorney, inspections, tax escrow by town and prepaids. Plug in your own quotes.
NJ seller net sheet
See what you’ll walk away with when you sell in New Jersey: mortgage payoff, commission, the NJ Realty Transfer Fee and Graduated Percent Fee, attorney and credits.
Rent vs buy in NJ
Compare the true cost of renting vs buying in any NJ town over time, with the town’s effective tax rate, appreciation, rent growth and investment returns.
Apartment move-in cost calculator
Total the cash you need to move into a New Jersey apartment: first month, security deposit (capped at 1.5 months by NJ law), fees, movers and insurance.
Compare towns
Up to three towns side by side.
Best places to live scorecard
Weight what matters and rank towns instantly.