Highest median household income in North & Central NJ
Census median household income, 2020–2024 average, in 2024 dollars.
| # | Town | County | Median household income | Typical home value | Effective tax rate |
|---|---|---|---|---|---|
| 1 | Ho-Ho-Kus | Bergen | $250K | $1.42M | 1.706% |
| 2 | Upper Saddle River | Bergen | $250K | $1.48M | 1.750% |
| 3 | Essex Fells | Essex | $250K | $1.47M | 1.885% |
| 4 | Glen Ridge | Essex | $250K | $1.16M | 2.257% |
| 5 | Millburn | Essex | $250K | $1.30M | 1.571% |
| 6 | Fair Haven | Monmouth | $250K | $1.64M | 1.454% |
| 7 | Rumson | Monmouth | $250K | $2.39M | 1.107% |
| 8 | Mendham | Morris | $250K | n/a | 1.785% |
| 9 | Mountain Lakes | Morris | $250K | $1.20M | 2.096% |
| 10 | Chester | Morris | $242K | n/a | 2.053% |
| 11 | Chatham | Morris | $242K | n/a | 1.527% |
| 12 | Little Silver | Monmouth | $241K | $1.20M | 1.638% |
| 13 | Haworth | Bergen | $237K | $1.23M | 2.185% |
| 14 | Bernardsville | Somerset | $236K | $1.03M | 1.947% |
| 15 | Franklin Lakes | Bergen | $236K | $1.63M | 1.400% |
| 16 | Westfield | Union | $233K | $1.30M | 1.810% |
| 17 | Englewood Cliffs | Bergen | $231K | $1.80M | 0.995% |
| 18 | Livingston | Essex | $230K | $1.09M | 1.882% |
| 19 | Montgomery | Somerset | $227K | n/a | 2.060% |
| 20 | Harding | Morris | $222K | n/a | 0.983% |
| 21 | Oradell | Bergen | $221K | $1.01M | 2.251% |
| 22 | Millstone | Monmouth | $218K | n/a | 1.429% |
| 23 | Cranbury | Middlesex | $217K | $971K | 1.454% |
| 24 | Spring Lake | Monmouth | $216K | $1.52M | 0.444% |
| 25 | Glen Rock | Bergen | $215K | $1.09M | 2.436% |
Source: U.S. Census Bureau, ACS 2020–2024 5-year estimates; Zillow Home Value Index (ZHVI), Sept. 30, 2026; NJ Division of Taxation, 2025 General Tax Rates and 2025 Average Residential Statistics. Municipalities with at least 2,000 residents in Bergen, Passaic, Essex, Hudson, Morris, Union, Middlesex, Somerset and Monmouth counties. Click a column to sort.
How to use this ranking
One number never picks a town. Use this list to build a shortlist, then open each town guide for taxes, values, commute and housing stock side by side, or put up to three in the comparison tool.
Questions, answered
Which NJ town ranks #1 for highest median household income?
Ho-Ho-Kus (Bergen County), at $250K, among 258 municipalities with at least 2,000 residents. Source: U.S. Census Bureau, ACS 2020–2024 5-year estimates.
Where does this data come from?
U.S. Census Bureau, ACS 2020–2024 5-year estimates. Rankings cover municipalities in Bergen, Passaic, Essex, Hudson, Morris, Union, Middlesex, Somerset and Monmouth counties with at least 2,000 residents.
Is this a list of the best places to live?
It ranks one measurable factor. For a combined view, try the best places to live scorecard, where you set the weights.
More rankings
Want a shortlist built for you?
Tell me your budget, commute and must-haves. I’ll send towns and homes that fit.