The usual list
- First month’s rent, sometimes prorated.
- Security deposit, capped at 1.5 months’ rent in NJ.
- Application or credit-check fees.
- A broker fee, if the listing requires one.
- Movers or a truck, plus supplies.
- Renters insurance.
- Utility setup, parking, pet or amenity fees.
Calculate yours
Use the NJ move-in cost calculator.
Is it time to buy instead?
If you have the move-in cash plus savings, compare rent with ownership in the rent vs buy calculator. Low-down-payment loans can make buying closer than you think.
Want help with this? I’m Abdul Raheem, a New Jersey Realtor with Realty of America. Call or text 551-580-4635, or start a quick plan.
General information, not legal, tax or lending advice. Rules change; confirm with your attorney, tax professional or lender.