Set the budget, including move-in cash
Plan for first month’s rent, a security deposit of up to 1.5 months’ rent, application fees, movers and insurance. The move-in cost calculator totals it for you.
Pick towns by commute and rent
Each town guide lists the Census median gross rent and the share of residents commuting by transit, so you can shortlist towns that fit both budget and commute. See towns with the most renters and towns for transit commuters.
Have your application ready
- Photo ID, recent pay stubs or an offer letter, and bank statements.
- Landlord references and contact info.
- A short note about you, especially if you have pets.
Read the lease
Check the term, renewal and rent increase language, who pays which utilities, parking, pets, subletting, and repair responsibilities. New Jersey’s Department of Community Affairs publishes the Truth in Renting guide, which explains tenant and landlord rights.
Red flags
- Pressure to pay before seeing the unit or signing a lease.
- Wire or gift-card payment requests.
- A “landlord” who can’t show the inside.
- A deposit above 1.5 months’ rent.
Let me search for you
Tell me your budget, bedrooms and must-haves and I’ll send matches. Start an apartment search.
Questions, answered
How much is a security deposit in NJ?
New Jersey law caps it at 1.5 times one month’s rent, including things like a prepaid last month or a pet deposit.
Do NJ renters pay broker fees?
Sometimes, depending on the listing. Bills to bar passing broker fees to tenants have been introduced in the NJ Legislature, so check the current rules and ask before you apply.
General information, not legal, tax or lending advice. Rules change; confirm with your attorney, tax professional or lender.