Free NJ tool

Mortgage & affordability calculator

Estimate your monthly NJ mortgage payment with the real effective property tax rate for your town, insurance, PMI and HOA, and see what price your income supports.

Freddie Mac 30-yr avg, week of November 5, 2026
2025 effective tax rates, NJ Division of Taxation.
Your assumption. Get a quote.
Your assumption. Ask your lender.

Affordability (optional)

Estimates for planning only, not a loan offer, tax bill or legal advice. Effective tax rates are the NJ Division of Taxation’s comparison figure, applied to price as a ballpark.

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